1. This credit card is issued subject to an analysis of the applicant's credit rating and their capacity to repay, in keeping with the risk policies of CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U. Card issued by the hybrid payment entity CaixaBank Payments & Consumer, E. F. C., E. P., S. A. U. ("CPC"), with tax code A-08980153, listed in the Bank of Spain's Official Register of Companies with code 8776. CaixaBank, S.A. acts as the agent of the card issuing entity. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. MyCard does not have issuance or maintenance fees in the first year, or in following years, according to the terms and conditions, if you use the card to finance payments (deferred or split payment method), or if you are under 26 years old.
2. We may pass on charges made by other banks for the use of their ATMs.
3. Special conditions (0.2% fee up to a maximum of €200)
4. Services managed by Multiasistencia, S.A.
5. Free and unlimited simultaneous telephone translator service.
6. Once you sign your contracts, you will have six months to attend a branch in Spain and show a valid identification document or passport. During this time, you will be able to use the account for restricted transactions (you will not be able to order international transfers or deposit more than 600 euros per month with an activator and pin). If you do not go to a branch within 6 months, we will be forced to further restrict your account operations, and you will not be able to deposit funds or receive payments in it. If you visit us after this period, and you provide this documentation, you will be able to enjoy all the services of your account without these restrictions.
NRI: 7585-2024/09542